About Adgras

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In the State of Arizona, Workers Compensation rates are set by NCCI for all industries.  Companies have the ability to credit or debit rates set by the state.  Our goal is to place clients with carriers that have credits, sometimes up to 40%!

General Liability  insurance covers the bodily injury and property damage of third parties that you cause.  There are also coverages needed based on the type of industry your business is in, it is important to make sure you are covered for your exposure.

We have markets for all types of commercial vehicles. Whether you are a sole proprietor with one vehicle or a transportation company with a varying size of vehicles, we have access to carriers that specialize in your type of business.

 Builders risk insurance is an essential protection for construction projects.   There are no standardized policy forms for builders risk and coverage variesdepneding on carrier and the project. A builders risk policy is the frame for a successful risk management program. 

 We offer surety solutions to help protect your individual interests. We provide  construction and commercial bonds to meet the time requirements of a broad range of industries and professions. 

Finding the right coverage for your specialty insurance often requires carriers with have programs specifically for your industry.   Let us help you design a protfolio for the coverages you need.